Sep 16, 2013

Pet Insurance - A Great Way to Save Money on Vet Costs for Your Dog

There are a lot of obvious ways to save money. What’s less obvious is how many ways there are to spend money. And in reality the two go hand-in-hand.

One way to spend a lot of money is to own a pet, particularly a dog. Don’t get me wrong, I'm a happy dog owner myself, but if you’re a pet owner like me you know how expensive it can be.

Sep 15, 2013

Floyd Mayweather vs. Caneo Alvarez Another Big Money Pay Day

Last night Floyd Mayweather defeated Mexican sensation Saul 'Canelo' Alvarez in a 12 round split decision at the MGM Grand in Las Vegas.

Money maintains his status as the highest paid athlete in the world cashing in somewhere between $41.5 - $100 million for the fight.

Sep 14, 2013

Money Quote - Earl Wilson

“If you think nobody cares if you’re alive, try missing a couple of car payments.”

- Earl Wilson, Columnist

Sep 13, 2013

Want to Clean Up Your Financial Mess? Follow Dave Ramsey's Advice

There are a lot of talking heads and financial "experts" out there, but if you're looking for solid, practical advice to get  your finances in order I highly recommend following Dave Ramsey.

Dave has been helping people clean up their financial messes for over 20 years. If you need helping turning things around I think he's the best resource out there.

Sep 12, 2013

Money Quote - Don Peppers

“Without customers, you don’t have a business. You have a hobby.”

- Don Peppers & Martha Rogers, Return on Customer

Sep 11, 2013

Private Equity - Tips When Raising Growth Capital for Your Business

Private equity isn't for every business - unless you have a compelling business model, recurring cash flow of at least $1 million and a clear strategic plan for growth - it's probably not a fit.

However, if your business does meet this criteria and you're looking for cash and a partner to help scale your business to the next level then private equity might be the answer.

Read: Tips When Raising Private Equity

Sep 9, 2013

What is a Salary Cap?

Salary Cap - The maximum amount of money a team can spend on their players in any given year.

For instance, if a league has a salary cap of $100 million that is the max they can spend on paying players every year.

Some leagues have salary caps and others don't. See how your favorite sports league deals with salary caps.

Learn More

Sep 8, 2013

10 Most Valuable NFL Teams

College football is big business. But when it comes to football team values the NFL is truly the big dog on campus.

With billion dollar television contracts and ticket prices at all time highs the NFL has never been more valuable than it is today. And there's no sign of the shield losing it's luster any time soon.

See the top 10 most valuable NFL teams

Sep 7, 2013

Top 10 Most Valuable College Football Teams

College football is big business. Coaches are paid like CEO's and university administrators make a mint as well.

But these high powered salaries are justified when you consider that the top programs are worth hundreds of millions of dollars.

Top 10 most valuable college football programs

Sep 6, 2013

How Much Does Your Insurance Agent Make? You'll Be Surprised

Your insurance agent doesn't make nearly as much as you think.

Most of you probably picture insurance agents as rich, white-haired, country clubbers who golf every day and collect big checks.

To debunk this myth I put together some simple, real life examples to illustrate how much insurance agents actually make.


Sep 5, 2013

Money Quote - Craig Ferguson

"When you need to borrow money the Mob seems like a better deal I think. 'You don't pay me back I break both yer legs.' Is that all? You won't take my house or wreck my credit rating? Fine where do I sign. Legs? Fine. You don't even have to sign anything."

- Craig Ferguson

Top 10 Insurance Agent Designations

Not all insurance agents are created equal.

When you choose an agent make sure to consider their professional designations. We created a Top 10 List of Insurance Agent Designations so you can make an educated decision when choosing an agent.

Sep 4, 2013

Occurrence vs Claims Made Policies

When it comes to reporting claims not all insurance policies are created equal.

When you purchase a professional liability policy for your business it's important to understand the difference between an Occurrence Policy and Claims Made policy because the difference can result in a claim being denied.


Sep 3, 2013

The Death of Cable TV

Cable TV sucks.

Crappy service, cable boxes from the 1980's, 2,000 channels you will never watch and a monthly bill that rivals a mortgage.

Kevin Spacey doesn't like it either - see what he has to say about cable TV and the future of the entertainment business.

Sep 2, 2013

Top 10 Highest Paid Tennis Players

The U.S. Tennis Open is in full swing this week so we thought it would be fun to share the top 10 list of the highest paid players.

It's interesting to note that female players make up half the list, which speaks volumes for how far tennis has come since the days of John McEnroe and Billie Jean King.

Sep 1, 2013

Top 10 Highest Paid NFL Coaches

The top 10 highest paid NFL coaches all made more than Nick Saban, who is the highest paid coach in college football.

See the full list of the top 10 highest paid NFL football coaches.

Aug 31, 2013

Top 10 Highest Paid College Football Coaches

Today is the first Saturday of the college football season. And as you watch your teams play consider this - the lowest paid head coach in American makes $250,000. So don't feel too bad for these guys if they lose.

See how much the top 10 highest paid coaches make.

Aug 30, 2013

Money Quote - Zig Ziglar

"Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale."

- Zig Ziglar

Aug 29, 2013

Overview of Employment Practices Liability Insurance (EPLI)

There were nearly 100,000 private sector workplace discrimination charges filed in 2012. These lawsuits range from age discrimination to sexual harassment and wrongful termination.

Legal costs to defend employment related claims can cost six figures and average settlements range between $250,000 and $750,000.

From a risk management perspective a small business owner or employer is far more likely to have an employment claim than a liability or property loss.

Aug 28, 2013

Money Quote - Yogi Berra

"A nickel ain't worth a dime anymore."

- Yogi Berra

Aug 27, 2013

Top 10 Highest Paid Athletes in 2013

If you make $100k per year you're doing really well for yourself. But before you start beating your chest consider this...

... Tiger Woods makes 781 times more than you.

Aug 26, 2013

Money Quote -

"You can get your money and you put it in the bank, or you can put it in the youth. You can put it in our future."


Aug 24, 2013

Warren Buffet's Best Investment Advice ... in Just 67 Seconds

   You should listen to a anyone who has $60 billion.

Aug 23, 2013

Money Quote - Woody Allen

"Money is better than poverty, if only for financial reasons."

- Woody Allen

Aug 21, 2013

Money Quote - Thomas Tusser

"A fool and his money are soon parted."

- Thomas Tusser, Poet & Farmer

Aug 20, 2013

Kodak Bankruptcy

Founded by George Eastman in 1880, Eastman Kodak Co. popularized photography in the 20th century. One of the great American brands is now fighting for it's life after filing for bankruptcy protection in U.S. Federal Court.

How does an iconic brand end up on the brink of extinction?

Aug 19, 2013

Money Quote - Albert Einstein

“The hardest thing in the world to understand is the income tax.”

- Albert Einsten

Aug 17, 2013

Money Quote - Bob Hope

"A bank is a place that will lend you money if you can prove that you don't need it."

- Bob Hope

Aug 16, 2013

Home Equity Loans 101

A home equity loan is a great way to pay for renovations or to pay off other high interest rate debt like student loans or credit cards.

When  you take out a home equity loan you're borrowing money from the equity in your house. In other words, you're borrowing money from yourself.

Aug 14, 2013

Crowdfunding - How Big Will the Impact Really Be?

There has been a lot of buzz in the news lately about about the crowdfunding provision in the JOBS Act. Crowdfunding is the hot new darling in in the start up community and there are thousands of new start ups creating platforms that help entrepreneurs and small businesses raise money.

But if you look deeper at the numbers I am beginning to question how big that impact will be.